More of us are living longer, so protecting assets and planning for long-term care are essential pieces of your Financial Freedom Plan. We will help you find strategies to diversify your retirement assets among a variety of vehicles — including a mix of both insurance products and investments, depending on what is appropriate for your situation.
When it comes to long-term care, you need a diverse plan to prepare for any situation. As we age, medical or long-term care expenses often increase — sometimes dramatically. Annuities and insurance products can provide supplemental income in retirement and protect against stock market losses.
We are experts in customizing plans to avoid penalties under Medicaid’s “Five Year Lookback” rule. Our team will provide you with a variety of options, including: